Guides

Money, mortgages and your home — explained.

Plain-English guides written by the team behind the Mortie app. No jargon, no upselling — just the stuff you actually need to know.

Mortgages8 min read

First-time buyer mortgages in the UK: a complete guide

Deposits, affordability, schemes and what to expect from your first mortgage application.

Property5 min read

How to track the value of your property (and why it matters)

Why your home's value moves, how it's calculated, and how the Mortie app keeps an eye on it for you.

Mortgages6 min read

How to check mortgage rates in the UK in 2026

Where rates come from, how lenders price deals, and how to spot when it's time to switch.

Insurance7 min read

Do I really need life insurance? An honest guide

Who actually needs cover, how much, and the difference between term, whole-of-life and income protection.

Wills6 min read

Why writing a will is one of the kindest things you can do

What happens without a will, what to include, and how to write a legally-sound will in the Mortie app.

Second charge7 min read

What is a second charge mortgage — and when does it make sense?

How second charge lending works, when to consider it over a remortgage, and the costs to watch.