MortieSecond charge mortgagesBroker fee applies
Unlock your home, keep your rate.
A second charge mortgage lets you borrow against your home's equity without remortgaging. A broker fee applies — we'll always show it upfront before you commit.
Keep your low rate
Don't disturb a great fixed rate just to release equity.
Borrow £10k–£500k
From home improvements to consolidation, on flexible terms.
Decision in 24 hours
Whole-of-market lenders, with answers fast.
When does a second charge make sense?
- You're on a great fixed rate you don't want to lose.
- You need funds for renovations, debt consolidation or a big life event.
- Your main lender won't lend further or has high early repayment fees.
- You're self-employed and need a flexible underwriting approach.
Available on iOS & Android
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